State Bank of India Recruitment 2025 – Specialist Cadre Officer (Manager – Credit Analyst)
State Bank of India (SBI) has released Advertisement No. CRPD/SCO/2025-26/11 dated 11.09.2025 for the recruitment of Specialist Cadre Officers on a regular basis. Applications are invited from eligible Indian citizens for the post of Manager (Credit Analyst) in Middle Management Grade Scale-III. Candidates must carefully read all eligibility criteria, important dates, and other details before applying.
Organization Details
- Organization Name (English): State Bank of India (SBI)
- Organization Name (Hindi): भारतीय स्टेट बैंक
- Department: Central Recruitment & Promotion Department, Corporate Centre, Mumbai
Post & Vacancies
| Post Name | Grade | Category-wise Vacancies | Total Vacancies | PwBD Reservation | Age Limit (as on 31.08.2025) | Suggested Place of Posting |
| Manager (Credit Analyst) | Middle Management Grade – Scale III | SC: 11 ST: 7 OBC: 14 EWS: 5 UR: 26 | 63 (58 regular + 5 backlog) | VI: 1, HI: 1, d & e Category: 1 | Minimum: 25 years Maximum: 35 years | Anywhere in India |
Pay Scale & Benefits
- Pay Scale: ₹85,920 – 2,680 (×5) – 99,320 – 2,980 (×2) – 1,05,280
- Additional benefits include Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Provident Fund, Contributory Pension Fund (NPS), Leave Fare Concession (LFC), Medical Facility, and other perquisites as per SBI rules.
- Probation Period: 6 months
- Employment Type: Regular, Full-time
Important Dates
| Online Registration Start | 11 September 2025 |
| Last Date for Registration & Fee Payment | 2 October 2025 |
Eligibility Criteria
Educational Qualification (as on 31.08.2025)
- Graduate (any discipline) from a Government recognized University or Institution
- AND MBA (Finance) / PGDBA / PGDBM / MMS (Finance) / CA / CFA / ICWA
Post-Qualification Experience (as on 31.08.2025)
- Minimum 3 years in Corporate Credit/High-value credit in Supervisory/Management role in a Scheduled Commercial Bank, Associate or Subsidiary of a Scheduled Commercial Bank, or Public Sector/Listed Financial Institution/Company.
- Experience must include appraisal/assessment of Credit Proposals of medium/large Corporates.
- Training & teaching experience will not be counted.
Specific Skills Required
- Analysis of Balance Sheet
- Appraisal/Assessment of Credit Proposals
- Credit Monitoring
Age Relaxation (as on 31.08.2025)
| Category | Relaxation in Upper Age Limit |
| OBC (Non-Creamy Layer) | 3 years |
| SC/ST | 5 years |
| PwBD (UR/EWS) | 10 years |
| PwBD (OBC) | 13 years |
| PwBD (SC/ST) | 15 years |
Note: Cumulative age relaxation will not be available.
Application Fees
- General/EWS/OBC: ₹750/- (non-refundable)
- SC/ST/PwBD: Nil
Fee payment must be made online via Debit Card, Credit Card, or Internet Banking. Fees once paid will not be refunded.
Selection Process
- Shortlisting: Based on qualification, experience, and criteria decided by the bank. Fulfilling eligibility does not guarantee interview call.
- Interview: Will carry 100 marks. Qualifying marks to be decided by the bank.
- Merit List: Based only on interview scores. In case of tie, older candidate ranked higher.
Application Process
Candidates must apply online through the official SBI Careers portal. The process includes registration, uploading documents, and fee payment.
Documents Required (to be uploaded in PDF format)
- Recent Photograph
- Signature
- Detailed Resume
- ID Proof and Date of Birth Proof
- Caste Certificate (if applicable)
- PwBD Certificate (if applicable)
- Income & Assets Certificate for EWS (if applicable)
- Educational Certificates and Mark-sheets
- Experience Certificates
- Form-16/Offer Letter and Latest Salary Slip from current employer
- No Objection Certificate (if applicable)
- Declaration/Undertaking regarding post-qualification experience
- Declaration/Undertaking regarding no disciplinary/vigilance case
Other Important Information
- CIBIL Norms: Candidates with loan defaults or adverse CIBIL reports are not eligible unless regularized before appointment.
- Transfer Policy: Officers can be posted anywhere in India or deputed to SBI subsidiaries/associates.
- Travel Allowance: Outstation candidates called for interview may be reimbursed Economy Class airfare or up to ₹10,000 (whichever is lower).
- Updates/Corrections: All updates, corrigenda, and lists of shortlisted/selected candidates will be uploaded on the official website only. No hard copy will be sent.
- Multiple Applications: Only the last valid application will be retained; others will be cancelled.
- Legal Jurisdiction: All disputes will be under Mumbai jurisdiction.