Punjab & Sind Bank Recruitment 2025

Designation Details

Location & Employment Details

• City: New Delhi (Head Office)
• State: Delhi
• Country: India
• Street Address: Human Resources Development Department, Head Office, Punjab & Sind Bank, New Delhi
• Employment Type: Contractual (Initial term of 3 years, extendable annually up to 5 years based on performance)
• Base Salary: Negotiable, depending upon suitability of the candidate. Subject to applicable GST as per norms.

Important Dates

• Commencement of Online Application: 05 November 2025
• Last Date for Online Application (including fee payment and modifications): 26 November 2025
• Cut-off Date for Age Calculation: 01 November 2025
• Cut-off Date for Educational Qualification and Work Experience: 26 November 2025

Application Process

Candidates must apply online only through the official website of Punjab & Sind Bank. No other mode of application will be accepted.

1. Visit the official website https://punjabandsind.bank.in.
2. Navigate to the “Recruitment” section and select the relevant notification.
3. Register and fill the online application form carefully, ensuring all information matches the official documents.
4. Upload scanned copies of required documents including photograph, signature, thumb impression, and handwritten declaration.
5. Pay the applicable fee online using a secure payment gateway.
6. Take a printout of the submitted online application for future reference.

Note: Multiple applications by the same candidate will result in cancellation. Only the last valid submission will be considered.

Eligibility Criteria

Nationality / Citizenship

A candidate must be either:

• A citizen of India; or
• A subject of Nepal or Bhutan; or
• A Tibetan Refugee who came to India before 1 January 1962 intending to settle permanently; or
• A person of Indian origin who migrated from Pakistan, Burma, Sri Lanka, or specified East African countries with the intention of permanent settlement in India, provided they have an eligibility certificate issued by the Government of India.

Age Limit (as on 01.11.2025)

• Minimum: 25 years
• Maximum: 33 years
• Candidates must be born between 02.11.1992 and 01.11.2000 (both dates inclusive).

Age Relaxation

Note: The relaxation is cumulative only with one category in addition to SC/ST/OBC as per rules. Valid certificates must be submitted to claim relaxation.

Educational & Professional Qualification

• Mandatory: Full-time regular Graduation in any discipline from a University/Institution recognized by the Government of India or AICTE.
• Preferred: Full-time MBA (Marketing or Finance).
• Experience: Minimum three years post-qualification experience in Relationship/Credit Management, preferably in MSME Banking with a Scheduled Commercial Bank/NBFC/Financial Institution in India.

All educational qualifications must be from recognized institutions. CGPA/OGPA must be converted to percentage as per university norms. The date of passing will be the date appearing on the mark sheet or provisional certificate.

Reservation Details

Reservation will be provided as per Government of India guidelines for SC/ST/OBC/EWS/PwBD categories.

• OBC certificate must include the Non-Creamy Layer clause and caste should appear in the Central List available on www.ncbc.co.in.
• EWS candidates must present a valid Income & Asset Certificate issued by a competent authority.
• PwBD candidates are eligible under Section 34 of “The Rights of Persons with Disabilities Act, 2016”. Only persons with at least 40% benchmark disability will be eligible.

Categories of benchmark disabilities include:

1. Visual Impairment (Blindness and Low Vision)
2. Hearing Impairment (Deaf and Hard of Hearing)
3. Orthopedically Challenged / Locomotor Disability (One Arm, One Leg, Both Legs, Cerebral Palsy, Leprosy Cured, Dwarfism, Acid Attack Victims, Muscular Dystrophy)
4. Intellectual Disability (Autism Spectrum Disorder, Specific Learning Disability, Mental Illness)
5. Multiple Disabilities including Deaf-Blindness

Certificates must be issued by the competent District Medical Board. Candidates should ensure valid proof of category is available during verification.

Application Fee (Non-Refundable)

Bank transaction charges for online payment are to be borne by the candidate. No other mode of payment is acceptable.

Selection Procedure

The selection will consist of multiple stages designed to ensure only qualified and experienced candidates are shortlisted.

1. Written Test: Conducted if the number of applications is large.
2. Screening: Shortlisting of eligible candidates based on written performance and credentials.
3. Personal Interview: Conducted at New Delhi (unless otherwise specified) for final assessment.

Written Test Pattern

• Minimum qualifying marks: 40% for UR & EWS, 35% for reserved categories.
• Only marks obtained in the Professional Knowledge section will be considered for shortlisting.
• Final merit list prepared based on combined marks from Written Test (70% weightage) and Interview (30% weightage).
• If only interview is held, it will carry 100% weightage.
• In case of tie in cut-off marks, older candidate (by age) will be ranked higher.
• All details and results will be published on the Bank’s official website only.

Job Profile (Key Responsibilities)

• Identify and develop new MSME business opportunities through outreach programs and product promotion.
• Achieve assigned targets in revenue, profitability, and business volume.
• Maintain and deepen relationships with existing and potential MSME clients.
• Conduct preliminary due diligence through financial analysis, discussions, and market intelligence.
• Cross-sell ancillary banking products to MSME customers.
• Support branch teams in onboarding new MSME accounts and structuring deals.
• Track competitor activities and communicate key market insights to management.

Terms of Contract

• Initial engagement for three years, subject to annual performance review.
• May be extended yearly up to five years at the Bank’s discretion.
• Either party may terminate the contract with one month’s notice or payment of one month’s fixed component in lieu.
• Engagement subject to satisfactory medical examination and verification of documents.
• Appointee cannot take up employment with any other organization during contract tenure.

Probation & Credit Requirements

• Probation Period: 6 months from the date of joining.
• Credit History: Candidate must maintain a healthy credit record with a minimum CIBIL score of 650 or above at joining. CIBIL report from the bank holding the candidate’s account must be produced during document verification.

Documents Required for Examination & Verification

• Valid photo identity proof (PAN Card / Passport / Aadhar / Voter ID / Driving License etc.).
• Proof of date of birth (10th certificate or equivalent).
• All educational certificates from 10th onwards, including semester-wise mark sheets and final degree certificate.
• Experience certificates and NOC from current employer if applicable.
• Category certificates for SC/ST/OBC/EWS/PwBD as per prescribed Government format.
• Two recent passport-size photographs identical to uploaded image.
• CIBIL report drawn from candidate’s own bank.
• Any other relevant document in support of eligibility.

Documents must be produced in original along with self-attested copies when called. No documents should be sent to the Bank before or after the interview.

Examination Centres

The online examination will be conducted across multiple cities in India including, but not limited to, the following:

No request for change of centre/date/session will be entertained. The Bank reserves the right to alter or merge centres based on administrative feasibility. Candidates appear at their own risk and expense.

General Instructions & Conditions

• Eligibility of candidates will be verified throughout the recruitment process; furnishing false information will result in disqualification.
• Merely meeting minimum qualifications does not guarantee interview call.
• Bank reserves the right to change or cancel any part of the recruitment process without notice.
• All communications will be sent via registered e-mail ID or published on the Bank’s website.
• Only candidates willing to serve anywhere in India should apply.
• Any dispute will be under the jurisdiction of courts situated at Delhi.
• Canvassing in any form will lead to immediate disqualification.
• Candidates found guilty of misconduct, impersonation, or use of unfair means will be debarred from current and future examinations of the Bank.

Contact / Helpline

• Department: Human Resources Development Department, Head Office
• Email: ho.hrd@psb.co.in
• Organization: Punjab & Sind Bank, New Delhi

Official Links

• Official Website: https://punjabandsind.bank.in
• Official Notification PDF: Download Notification (PDF)